Restoring the Lost Petal

Summer Reading to Strengthen Your Financial Outlook

I was compensated by Family Christian for this post. All opinions are my own. Eighty percent of Americans read for pleasure and Summertime is a time of relaxing vacations, lawn chairs and good books. Not all books are simply for our entertainment though. While you’re enjoying vacation you don’t have to stop learning and growing. […]

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22 Ways To Reduce Expenses Now!

When you’re faced with the challenge of reducing your expenses it can be overwhelming. Many times we see our lives as one way and have a hard time envisioning ourselves living differently. I have talked with many clients who just don’t know where to begin with when they need to reduce expenses now. It’s hard […]

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*& A Printable

          If you’re ready to declutter but don’t know how to decide what to keep and what to toss grab my free Declutter Question Sheets to help you evaluate your stuff. Subscribe for you FREE printable: * indicates required Email Address * First Name Last Name

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Why I Haven’t Balanced My Checkbook In 3 Years

It’s okay. I’m used to gasps and blank stares. It seems whenever I tell someone I haven’t balanced my checkbook in three years (going on four) I am met with a response that must be similar to the ones a mother with five kids under five years gets at the grocery store. It’s that, “I’m […]

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Your New Subscriber Only Freebie is Here!

Happy New Year! 2014 is (almost) officially over and a new year is upon us. How was your 2014? Did you achieve your goals? Did you learn any new life lessons? Our year was a good one. The last few months saw more hospital visits than I care to have in such a short time […]

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The Secret (Yet Obvious) Step to Keeping Your Christmas Low Stress and Under Budget

Marry Christmas! Oh wait, we haven’t even gotten to Thanksgiving yet. One holiday at a time you say. Appreciate one and then start on the  next. On the other hand, you know if you wait until after the turkey settles you’ll be rushing around juggling all the priorities of life and trying to get the mile-long […]

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Why You Need to Think About 2015 Now

At the risk of sounding like a retailer peddling Christmas merchandise in September, I’d like to talk to you about the new year. Yes, the new year will be here before we know it and it’s time to start setting goals and thinking about 2015. In fact, there are less than 80 days until 2015 […]

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*Understanding Your FICO Score

You know you have one, but what exactly is it? Your FICO score is supposed to be a wonderful reflection of your credit worthiness and your keys to the kingdom of credit extension. The Fair Isaac Corporation or FICO, Score is based on several factors. The number is used by lenders to determine your credit […]

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You Are Throwing Away Money and Don’t Even Realize It

What is your food budget per month? $200? $300? $600? $1000?  Did you know you are wasting at least 10% of that? Over spending on groceries is one of the most common problems in the family budget. I’ve shared some kitchen secrets and ways to cut kitchen costs and here is another measure you’ll want […]

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*Recovering From Bankruptcy

  September 11, 2002:  The day my debts were dissolved in a bankruptcy hearing. Just one year after the never-forgotten 9/11, I had the most humbling experience of my life. Standing before a bankruptcy judge the list of the debts I could not pay were read aloud in a small conference room of a local hotel. […]

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