Restoring the Lost Petal

5 Ways To Save Money On Organic Food Shopping

As the dangers of pesticides become more prevalent, many people are looking to make the move to organic and natural foods.  Others have no choice due to health concerns but to eat as natural as possible.  Unfortunately the cost of doing so can be budget killer.  When you are working to reduce your grocery budget […]

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Money and Marriage: Bridging the Gap Between You and Your Spouse

Early on in your relationship money didn’t come up. And if it did the glasses of love dimmed out any differences.  Now you find yourself with a spouse whose money philosophy (or lack thereof) makes you want to scream. If you’re the Spender in the relationship you probably liked the stability your Saver spouse brought […]

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More Grocery Budget Secrets

As a financial coach, I see so many clients who struggle with their grocery budget and we too struggle from time to time.  Rising food prices, growing families, food philosophies and dietary needs effect the grocery budget.  Even so, there are things you can do to reduce grocery expenses. I’ve written on grocery expense before […]

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*Biblical Stewardship: When Determination Isn’t Enough

Growing up, I knew one thing about money:  Bills got paid first, then we ate, then everything else.  That was the cycle week after week, paycheck after paycheck. We did very little vacationing.  We did lots of park trips, rides around the countryside and trips for ice cream, but real leave-home-and-stay-somewhere-else trips were few and […]

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9 More Ways to Reduce Your Utility Bills

We know that small foxes can spoil the vine, but on the flip side, small changes can bring big results.  None of these tips alone will leads to thousands of dollars saved, but by combining them, you could potentially save a thousand dollars a year or more. 1. Line Dry Your Clothing – On average, […]

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10 Ways to Have Fun and Not Spend a Ton

Everyone dreams of the lap of luxury with 10 day cruises, ski resorts or exotic adventures in the bush. Reality and the budget say this isn’t possible for most of us.  That doesn’t mean you can’t have a good time, make memories and build relationships with those you love.  Low cost family activities often provide […]

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Get Out of Bed and Get Rich

What if you could make a simple change to your daily routine that would set you up for success? I love Dave Ramsey and on his site he has an article referencing Tom Corley.  Tom is a financial planner and in his research he found several habits of rich people.  One thing he found was […]

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4 Reasons to Start Thinking About Next Christmas

  Happy New Year!  Can you believe it, 2015 is upon us? Do you know what you’re buying for Christmas next year? Yes, you read that right.  No, this post isn’t accidentally published late, I really mean Christmas 2015. Why on earth would I want you to think about Christmas when the your lights are still up […]

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7 Keys to Spending Less This Christmas

Are you tired of Christmas busting your budget? Are you looking for tips on spending less for Christmas? I’m jumping on the band-wagon. Everywhere I go I’m seeing Christmas stuff for sale from decor and cards to gifts and wrapping paper. So while I am content to enjoy Autumn and the many blessings of the […]

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Cut Kitchen Cost By Staying Organized

No matter your food and diet philosophy kitchen expense is one of the biggest budget busters I see. Being organized is an easy way to cut costs. For me, being organized is like therapy.  I feel accomplished and at peace when things are organized.  But I realize organization does not come that easily to others […]

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