Restoring the Lost Petal

How To Start A Budget Part 2: Establishing Budget Categories

Establishing budget categories can seem like a nightmare. How many do I need? What should I include in each category? Do I need one for each child? What about dog food? Where will I categorize Q-tips? I wish I could show you the original spreadsheet I created 4 years ago when I started trying to […]

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If You Put the Kids in School and Get A Job You’d Have More Money

How’s that for an answer to your money problems? Or maybe you’ve heard these: “Just work more hours.” “Sell your house and get a small apartment.” “Get rid of the internet.” “If you’d sell your car you could pay off your debts.” Yes, it is true, many people would benefit financially from selling their house […]

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Ebooks: Answering Your Questions

If you’re new to reading blogs you may or may not have heard of ebook bundles. If you’ve been around awhile I’m sure you have seen bundle sales pop up here and there.  Today I’m going to answer some questions I’ve gotten, many of which I too have asked.   What is an ebook bundle? […]

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How to Start A Budget Part 1: In The Beginning

You know there’s no excuse for not starting a budget and you know budgeting is truly a freeing way to live  now you’re ready to start building a budget. But where do you begin? You wonder how to start a budget? What is the jumping off place? Let me share with you the best way to […]

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Misconceptions of Budgeting: Living Freely While Living Within Your Means

All Posts Budgeting gets a bad rap sometimes. People here the word “budget” and they scatter like roaches from the light. There’s a misconception that budgeting means you have to live within strict rules, have no fun or figure a cost analysis for every purchase you make or adventure you take.  People think of budgeting as […]

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No More Excuses: You Can Budget Even If You Are Broke & Reason Why You Should

Your broke. You got laid off. Your husband’s real estate job just isn’t bringing in what it used to. You have way too much credit card debt. You’re so far behind you can’t keep up with paying everything. Your pay checks are never the same from week to week. As a financial coach I hear […]

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Finances, Faith & Fire: My Story As A Former Working Mama Part 2

  “Msabu’s bleeding. She does not have this ox. This lion is hungry. He does not have this ox. This wagon is heavy. It doesn’t have this ox. God is happy, msabu. He plays with us.” ~ Farah, Out of Africa In the movie Out of Africa Farah uses an analogy about god (little g) […]

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Finances, Faith & Fire: My Story As A Former Working Mama, Part 1

I couldn’t wait to get my first job when I turned 16. I remember nervously sitting in an interview in the mall food court hoping I’d get hired at Taco John’s (shutter).  Then, I graduated high school on a Wednesday and started working full time the following Monday. I worked full time for 18 years and I’m […]

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Honoring Your Breadwinner By Being Frugal

Being frugal is more than just saving money.  It may be your part of the team effort for successful family finances. If your husband is the breadwinner being frugal is also about honoring him. Even if you work inside or outside the home for pay, if your husband is the main breadwinner than you can […]

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Marriage and Finances: Not Just the Husband’s Responsiblity

Do you have the concept of marital finances out of balance? It is not his money because he makes it. It is not your money because you earned it. It isn’t yours to spend however you want. It isn’t his to control. It breaks my heart to hear of women who have no knowledge or […]

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