Restoring the Lost Petal

7 Keys to Spending Less This Christmas

Are you tired of Christmas busting your budget? Are you looking for tips on spending less for Christmas? I’m jumping on the band-wagon. Everywhere I go I’m seeing Christmas stuff for sale from decor and cards to gifts and wrapping paper. So while I am content to enjoy Autumn and the many blessings of the […]

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How To Start A Budget Part 2: Establishing Budget Categories

Establishing budget categories can seem like a nightmare. How many do I need? What should I include in each category? Do I need one for each child? What about dog food? Where will I categorize Q-tips? I wish I could show you the original spreadsheet I created 4 years ago when I started trying to […]

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If You Put the Kids in School and Get A Job You’d Have More Money

How’s that for an answer to your money problems? Or maybe you’ve heard these: “Just work more hours.” “Sell your house and get a small apartment.” “Get rid of the internet.” “If you’d sell your car you could pay off your debts.” Yes, it is true, many people would benefit financially from selling their house […]

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How to Start A Budget Part 1: In The Beginning

You know there’s no excuse for not starting a budget and you know budgeting is truly a freeing way to live  now you’re ready to start building a budget. But where do you begin? You wonder how to start a budget? What is the jumping off place? Let me share with you the best way to […]

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Misconceptions of Budgeting: Living Freely While Living Within Your Means

All Posts Budgeting gets a bad rap sometimes. People here the word “budget” and they scatter like roaches from the light. There’s a misconception that budgeting means you have to live within strict rules, have no fun or figure a cost analysis for every purchase you make or adventure you take.  People think of budgeting as […]

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Eliminating Debt: 5 Things You Need To Do Right Now If You Have Debt

If you owe money you need to work on eliminating debt. Having debt looming over you does you no good, costs you money and adds unnecessary stress to your life. Before we go further I want to address the whole “I need a good credit score” fear that most people have.  You only need a […]

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7 Tips to Reduce Spending

Whether you’re new to budgeting and planned spending our you’ve been actively managing your finances for a while there is always room for new learning and reminders of the simple things that can quickly destroy a family’s budget. Here are a few tips for reducing household spending  Call a Family Meeting Call a meeting with […]

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