Restoring the Lost Petal

*Recovering From Bankruptcy

  September 11, 2002:  The day my debts were dissolved in a bankruptcy hearing. Just one year after the never-forgotten 9/11, I had the most humbling experience of my life. Standing before a bankruptcy judge the list of the debts I could not pay were read aloud in a small conference room of a local hotel. […]

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If You Had $100…..True Individuality and Unique Desires

If you had $100 to spend on anything YOU wanted, something that was your heart’s desire, what would you buy?  You can’t pay bills, save it or give it away.  It was a gift to you to spend any way you choose. I posed that question Facebook the other day and I got a ton […]

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If You Put the Kids in School and Get A Job You’d Have More Money

How’s that for an answer to your money problems? Or maybe you’ve heard these: “Just work more hours.” “Sell your house and get a small apartment.” “Get rid of the internet.” “If you’d sell your car you could pay off your debts.” Yes, it is true, many people would benefit financially from selling their house […]

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How to Start A Budget Part 1: In The Beginning

You know there’s no excuse for not starting a budget and you know budgeting is truly a freeing way to live  now you’re ready to start building a budget. But where do you begin? You wonder how to start a budget? What is the jumping off place? Let me share with you the best way to […]

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Finances, Faith & Fire: My Story As A Former Working Mama Part 2

  “Msabu’s bleeding. She does not have this ox. This lion is hungry. He does not have this ox. This wagon is heavy. It doesn’t have this ox. God is happy, msabu. He plays with us.” ~ Farah, Out of Africa In the movie Out of Africa Farah uses an analogy about god (little g) […]

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Finances, Faith & Fire: My Story As A Former Working Mama, Part 1

I couldn’t wait to get my first job when I turned 16. I remember nervously sitting in an interview in the mall food court hoping I’d get hired at Taco John’s (shutter).  Then, I graduated high school on a Wednesday and started working full time the following Monday. I worked full time for 18 years and I’m […]

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Honoring Your Breadwinner By Being Frugal

Being frugal is more than just saving money.  It may be your part of the team effort for successful family finances. If your husband is the breadwinner being frugal is also about honoring him. Even if you work inside or outside the home for pay, if your husband is the main breadwinner than you can […]

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7 Tips to Reduce Spending

Whether you’re new to budgeting and planned spending our you’ve been actively managing your finances for a while there is always room for new learning and reminders of the simple things that can quickly destroy a family’s budget. Here are a few tips for reducing household spending  Call a Family Meeting Call a meeting with […]

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